Accessing your Information
You have the right to access any personal information that Western Circle Ltd processes about you and to request information about:
- What personal data we hold about you
- The purposes of the processing
- The categories of personal data concerned
- The recipients to whom the personal data has/will be disclosed
- How long we intend to store your personal data for
- If we did not collect the data directly from you, information about the source
If you believe that we hold any incomplete or inaccurate data about you, you have the right to ask us to correct and/or complete the information and we will strive to do so as
quickly as possible; unless there is a valid reason for not doing so, at which point you will be notified.
You also have the right to request erasure of your personal data or to restrict processing (where applicable) in accordance with the Data Protection Act 2018; as well as to object
to any direct marketing from us. Where applicable, you have the right to data portability of your information and the right to be informed about any automated decision-making we
We carry out certain automated checks as part of our underwriting processes. This may result in your credit application being declined, as a result of an automated decision. You
have the right to ask for an automated decision to be reviewed by a member of our underwriting team, although you should be aware that if your application does not meet our
underwriting criteria it is unlikely that a manual review will result in a different decision being taken.
If we receive a request from you to exercise any of the above rights, we may ask you to verify your identity before acting on the request; this is to ensure that your data is
protected and kept secure.