Western Circle was founded in 2011 as a small loans provider. Our team very quickly realised that using a lending platform owned by someone else meant it was much harder to customise it to our needs. So, in January 2015, we set out to build our very own Loan Management System from scratch. Over the years, it has developed into a comprehensive system designed to manage all aspects of an unsecured lending business. You can read more about our proprietary Loan Management System here.
Our customers’ best interests are always at the forefront of our operations and leads everything that we do. Our highly skilled team is trained to stay abreast of the newest regulations in our field to keep our customers safe.
We are authorised and regulated by the Financial Conduct Authority (FCA), under permission license number 714479. At Western Circle, we take customer feedback seriously and act promptly to integrate suggestions and address complaints. Integrity, ingenuity and compassion are the living principles of our daily operation, and we are constantly improving our products and services to better assist our customers. Helping our customers is at the heart of our business, and every person we can help is another victory for our team.
We believe that borrowing credit is a relationship of mutual trust, and we are honoured to be a well-reputed, ethical, and trusted lender to many UK consumers.